Electronic device insurance covers your computers, servers, camera systems and other business equipment against sudden breakdown and damage.
Electronic device insurance covers the repair or replacement cost of business equipment — computers, servers, security cameras, printers and similar devices — when they're damaged by sudden, unforeseen causes such as electrical failure, power surge, drops or liquid contact.
Offices, shops and businesses that rely on computers, servers, camera systems or other sensitive electronic equipment benefit from electronic device insurance to keep operations running.
Yes, provided the device is in working condition and its current value can be assessed, second-hand devices can be included in the policy.
Electronic device insurance generally covers physical and electrical faults; software errors or virus-related issues are assessed according to the policy terms.
If the device cannot be repaired, compensation is paid based on its current market value, within the policy's coverage.
Faults covered by the manufacturer's warranty, wear and tear, software errors, data loss and deliberate damage fall outside the standard cover.
Fixed equipment is covered as standard. Portable equipment such as laptops, tablets and measuring devices requires a portable equipment extension to be added to the policy.
The invoice for the device, its serial number, a fault report and, where required, an authorised service assessment. In case of theft a police report must also be provided.
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