Emergency health insurance covers your treatment costs at partner hospitals and clinics when sudden illness or accident strikes, protecting you from unexpected medical bills.
Emergency health insurance is a health cover that pays for the medical examination, treatment and hospitalisation costs you need after a sudden illness or accident, through a network of partner healthcare providers, within your policy limits. It means an unexpected health problem doesn't have to become an unexpected bill.
Health insurance is a valuable addition for individuals and families who want cover beyond state healthcare, and for employers who want to offer their staff dependable private health protection.
Your policy is valid at Aveon Insurance's network of partner hospitals and clinics. You'll receive the full list of partner institutions when your policy is issued.
Coverage and any exclusions are determined based on the health history you declare when applying; speak with our team for guidance specific to your situation.
Your age, health history and the coverage limits you choose all factor into your health insurance premium.
Routine check-ups, dental and eye treatment, cosmetic procedures, childbirth and treatment for conditions known before the policy started fall outside emergency health cover.
It applies to sudden conditions that become life-threatening without intervention: traffic accidents, heart attacks, serious injuries, poisoning and similar emergencies.
At contracted health providers the costs are settled directly by the insurer. At non-contracted providers you pay and are then reimbursed on submitting the invoices and medical reports.
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