Motor own damage insurance (kasko) protects your own vehicle against collision, theft, fire and natural disasters, going beyond what compulsory traffic insurance covers.
Motor own damage insurance, known locally as kasko, is an optional policy that covers damage to your own vehicle — from collisions and theft to fire and natural disasters — within the limits of your policy, unlike compulsory traffic insurance which only covers the other party.
Any vehicle owner who wants to protect their car's value and avoid out-of-pocket repair costs should consider motor own damage insurance as a complement to compulsory traffic insurance.
No, unlike traffic insurance, motor own damage cover is optional — recommended for anyone who wants their own vehicle's damage protected too.
Your vehicle's make, model, age, usage and no-claims history all affect the motor own damage premium.
Yes, most vehicle owners take out both policies for full protection; Aveon Insurance can quote you for both at once.
Driving under the influence or without a licence, using the vehicle in racing, deliberate damage, wear and tear, mechanical breakdown, and any use not stated in the policy fall outside the cover.
Replacement vehicle, roadside assistance, glass breakage, personal accident, legal protection and earthquake cover can all be added. You can build the package around what you actually need.
At contracted garages the repair cost is paid directly by the insurer and the process moves faster. If you prefer a non-contracted garage, the settlement is paid to you once the loss adjuster has approved it.
Full protection of your vehicle against damage, theft and disaster risks.
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