Partial kasko insurance covers your vehicle against a selected set of risks — rather than full comprehensive cover — at a lower, more budget-friendly premium.
Partial kasko insurance covers selected risks such as theft, fire and natural disasters rather than the full scope of comprehensive motor own damage cover, giving vehicle owners a flexible, lower-premium option.
Vehicle owners who find full motor own damage premiums too high, but still want protection against major risks like theft, fire or natural disaster, will find partial kasko a sensible middle ground.
No, the standard partial kasko package doesn't cover collision damage — that's only included in full motor own damage cover.
Yes, certain extras such as glass breakage cover can be added to a partial kasko package at renewal.
The price difference depends on the selected cover and the vehicle's characteristics, but partial kasko is generally offered at a noticeably lower premium than full motor own damage insurance.
Collision damage where you are at fault, deliberate damage, mechanical breakdown, and any event falling under a cover you did not select are outside partial kasko.
Fire, theft, natural disaster, glass breakage and damage caused by third parties while parked are the covers most often chosen in partial kasko packages.
Yes. You can move to full kasko at renewal or mid-term by endorsement. The premium difference is calculated for the remaining period.
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