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Home Insurance

Home insurance protects your house and its contents against fire, theft and flood, giving you peace of mind wherever you live.

What Is Home Insurance?

Home insurance covers your building structure and/or its contents against risks such as fire, theft, flood and earthquake, within your policy limits. It's a practical option for homeowners and, with contents-only cover, for tenants too.

What Does Home Insurance Cover?

Building and contents damage from fire, smoke and explosion
Loss of belongings and forced-entry damage from theft
Flood and natural disaster damage
Optional extras for glass breakage and electronic appliance faults

Who Should Get Home Insurance?

Whether you own or rent, home insurance is a sensible way to protect your house and belongings from unexpected risks.

Frequently Asked Questions

Can tenants get home insurance too?

Yes — tenants can take out a contents-only home insurance policy that covers their belongings, even though the building itself is covered by the owner.

Is earthquake damage included in home insurance?

Earthquake cover can be added to your home insurance depending on the package you choose; check your policy details to confirm it's included.

What determines the price of home insurance?

The size of the home, its construction type, location and the coverage limits you request are the main factors affecting your home insurance price.

What does home insurance not cover?

Damage caused by poor maintenance or ageing, deliberate damage, certain risks in properties left empty for long periods, and anything not selected as an extension on the policy fall outside the cover.

Are my contents also covered by home insurance?

Yes. Alongside the buildings cover you can select contents cover for furniture, appliances, electronics and personal belongings. Valuable jewellery and works of art must be declared separately.

How soon does a home insurance policy start?

Once your application is complete the policy is usually issued the same day and takes effect on the start date you specify. In some cases our team in Nicosia, Kyrenia or Famagusta will carry out an on-site risk survey.

Need to file a claim? CLAIMS

Home Insurance

Theft and flood coverage for your home and belongings.

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