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Traffic Insurance

Traffic insurance is a legal requirement for every driver in Cyprus, covering the damage you may cause to a third party in an accident. Get an online quote from Aveon Insurance in minutes.

What Is Traffic Insurance?

Traffic insurance (compulsory third-party liability insurance) covers damage to a third party's vehicle, property or health caused in a traffic accident, within your policy limits, and is a legal requirement for every vehicle owner in Cyprus. Damage to your own vehicle is not included — that's what motor own damage (kasko) insurance is for.

What Does Traffic Insurance Cover?

Material damage to the other party's vehicle and property
Injury and treatment costs for third parties in an accident
Compensation paid to legal heirs in the event of death
Court and legal defence costs within the legal policy limits

Who Is Required to Have Traffic Insurance?

Every motor vehicle owner driving on Cyprus roads must have traffic insurance in place when registering their vehicle and renewing it each year. Driving without a policy can lead to fines and leaves you personally liable for the full cost of any accident.

Frequently Asked Questions

What's the difference between traffic insurance and motor own damage insurance?

Traffic insurance only covers damage you cause to a third party; damage to your own vehicle is covered by motor own damage (kasko) insurance. Together, the two provide full protection.

What affects the price of traffic insurance?

The vehicle's age, engine size, usage and no-claims history all affect the traffic insurance price. These details are factored into the quote you get from Aveon Insurance.

How do I report a claim after a traffic accident?

Report the accident to Aveon Insurance as soon as possible and submit the accident report and required documents to our claims team. The full step-by-step process is on our claims page.

What does traffic insurance not cover?

Damage to your own vehicle, the driver's own bodily injury, driving under the influence or without a licence, and deliberately caused damage all fall outside traffic insurance. To protect your own vehicle you need motor own damage (kasko) insurance.

What happens to my traffic insurance when I sell the vehicle?

The policy follows the vehicle, so it can either be transferred to the new owner or cancelled with a refund of the premium for the unused period. Just contact your agency with the sale document.

How quickly is a traffic policy issued?

Enter your vehicle registration details in Aveon Insurance's online system and complete payment, and the policy is issued instantly and emailed to you. The process takes around two minutes.

Need to file a claim? CLAIMS

Traffic Insurance

Legal assurance with compulsory financial liability insurance.

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